Housing Counseling
CAPMC is a certified HUD Housing Counseling agency. We provide HUD housing counseling services under contract with the Mon Valley Initiative, the Pennsylvania Housing Finance Agency and the City of Sharon.
Counseling services include:
- Homebuyer Education
- Default and Foreclosure Counseling
- Reverse Mortgage Counseling
- Budget Counseling
- Credit Recovery
- Rental Housing Counseling and
- Loss Mitigation
The agency also contracts with USDA Rural Housing for packaging of the following programs:
Rural Housing Loan Program
This is a subsidized government program designed to assist low income credit-worthy individuals and families in purchasing existing or building new homes in rural areas. To qualify, applicants must be under the low-income limit for the county they would live in and have an acceptable credit history and meet certain debt income ratios. No down payment is required, and funds for repairs and sometimes closing costs can be included in the loan. The dwelling must be in an eligible area of the County.
Rural Housing Repair Loan Program
This is a 1% loan offered to homeowners in designated areas who meet very low income guidelines. This loan can be used to improve, modernize, remove health and safety hazards – plus increase adaptability in instances where the person is disabled.
If you are 62 years or older you may qualify for a grant instead.
For more information contact: Tina Becher at 724.342.6222 Ext. 121 or email: tmb@capmercer.org
Housing Counseling | Senior Housing | Special Needs Housing | Single Family Rental
