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Home Sweet… HELP!

Man on roof with nail gunPennsylvania Housing Finance Agency’s Homeowners Energy Efficiency Loan Program offers 1% APR1 energy efficiency repairs for low and moderate income households.

The loans can pay for:

  • Air sealing, insulation and ductwork;
  • Energy-efficient windows and doors;
  • Energy-efficient heating or cooling system repairs or replacements;
  • Roof replacements.

PHFA logoHEELP loans are affordable! For example if you borrow:

  • $5,000, you pay $44/month;
  • $10,000, you pay $88/month;
  • Note: The minimum loan is $1,000.

For more information about HEELP, please visit www.PHFA.org, email HOP_Energy@phfa.org and specify HEELP in the subject line, or call PHFA at 800.822.1174.

1Subject to credit approval and eligibility restrictions including household income, loan use, and owner occupancy. The 1% APR is fixed for the ten year term of the loan. PHFA pays origination and closing charges. Sample payments based on $5,000 and $10,000 loan examples have ten year mterm and 120 payments. Total interest paid over the ten-year term for a $5,000 loan is $256.25 and for a $10,000 loan is $512.49.